<script data-pm-proxy="intercept"></script><?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:googleplay="http://www.google.com/schemas/play-podcasts/1.0"><channel><title><![CDATA[Actuarial Tutor]]></title><description><![CDATA[Maths, stats and actuarial comedy & memes]]></description><link>https://actuarialtutor.substack.com</link><image><url>https://substackcdn.com/image/fetch/$s_!tlKk!,w_256,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fbucketeer-e05bbc84-baa3-437e-9518-adb32be77984.s3.amazonaws.com%2Fpublic%2Fimages%2F49a13656-4b76-425e-b051-b5b5e8097864_400x400.png</url><title>Actuarial Tutor</title><link>https://actuarialtutor.substack.com</link></image><generator>Substack</generator><lastBuildDate>Fri, 04 Sep 2026 08:28:06 GMT</lastBuildDate><atom:link 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isPermaLink="false">https://actuarialtutor.substack.com/p/i-have-a-calculator-confession</guid><dc:creator><![CDATA[John Lee]]></dc:creator><pubDate>Thu, 03 Sep 2026 07:41:32 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!u7Tw!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F255a6998-14b9-4d36-b222-9a783e6e094f_940x626.jpeg" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="/__u/substackcdn.com/image/fetch/$s_!u7Tw!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F255a6998-14b9-4d36-b222-9a783e6e094f_940x626.jpeg" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="/__u/substackcdn.com/image/fetch/$s_!u7Tw!, /__u/actuarialtutor.substack.com/w_424, 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y2="14"></line></svg></button></div></div></div></a></figure></div><p></p>]]></content:encoded></item><item><title><![CDATA[Actuaries trying to flirt...]]></title><link>https://actuarialtutor.substack.com/p/actuaries-trying-to-flirt</link><guid isPermaLink="false">https://actuarialtutor.substack.com/p/actuaries-trying-to-flirt</guid><dc:creator><![CDATA[John Lee]]></dc:creator><pubDate>Wed, 26 Aug 2026 07:51:01 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!edKv!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F76569a55-752a-4eca-85e0-fb065b9c6e6a_1254x1254.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" 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y2="14"></line></svg></button></div></div></div></a></figure></div><p></p>]]></content:encoded></item><item><title><![CDATA[Can I have a wake up call, please?]]></title><description><![CDATA[Throwback Thursday]]></description><link>https://actuarialtutor.substack.com/p/can-i-have-a-wake-up-call-please</link><guid isPermaLink="false">https://actuarialtutor.substack.com/p/can-i-have-a-wake-up-call-please</guid><dc:creator><![CDATA[John Lee]]></dc:creator><pubDate>Thu, 20 Aug 2026 07:35:10 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!MTWn!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F21d937c3-ef96-4533-b760-026c768bd5a2_800x898.jpeg" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" 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y2="14"></line></svg></button></div></div></div></a></figure></div><p></p>]]></content:encoded></item><item><title><![CDATA[How I met your mother (actuarial version)]]></title><link>https://actuarialtutor.substack.com/p/how-i-met-your-mother-actuarial-version</link><guid isPermaLink="false">https://actuarialtutor.substack.com/p/how-i-met-your-mother-actuarial-version</guid><dc:creator><![CDATA[John Lee]]></dc:creator><pubDate>Wed, 19 Aug 2026 07:30:56 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!qfob!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F42c3d3de-76ad-4ce6-9182-156c11c021ac_1080x549.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" 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y2="14"></line></svg></button></div></div></div></a></figure></div><p></p>]]></content:encoded></item><item><title><![CDATA[Darth Humour]]></title><description><![CDATA[Throwback Thursday]]></description><link>https://actuarialtutor.substack.com/p/darth-humour</link><guid isPermaLink="false">https://actuarialtutor.substack.com/p/darth-humour</guid><dc:creator><![CDATA[John Lee]]></dc:creator><pubDate>Thu, 13 Aug 2026 08:00:42 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!X4XL!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F38c61ce5-0204-46c2-a1c3-5c0e771d6cb2_940x788.jpeg" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="/__u/substackcdn.com/image/fetch/$s_!X4XL!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F38c61ce5-0204-46c2-a1c3-5c0e771d6cb2_940x788.jpeg" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="/__u/substackcdn.com/image/fetch/$s_!X4XL!, /__u/actuarialtutor.substack.com/w_424, /__u/actuarialtutor.substack.com/c_limit, /__u/actuarialtutor.substack.com/f_webp, /__u/actuarialtutor.substack.com/q_auto:good, /__u/actuarialtutor.substack.com/fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F38c61ce5-0204-46c2-a1c3-5c0e771d6cb2_940x788.jpeg 424w, /__u/substackcdn.com/image/fetch/$s_!X4XL!, /__u/actuarialtutor.substack.com/w_848, /__u/actuarialtutor.substack.com/c_limit, /__u/actuarialtutor.substack.com/f_webp, /__u/actuarialtutor.substack.com/q_auto:good, 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/__u/actuarialtutor.substack.com/fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F38c61ce5-0204-46c2-a1c3-5c0e771d6cb2_940x788.jpeg 1272w, /__u/substackcdn.com/image/fetch/$s_!X4XL!, /__u/actuarialtutor.substack.com/w_1456, /__u/actuarialtutor.substack.com/c_limit, /__u/actuarialtutor.substack.com/f_auto, /__u/actuarialtutor.substack.com/q_auto:good, /__u/actuarialtutor.substack.com/fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F38c61ce5-0204-46c2-a1c3-5c0e771d6cb2_940x788.jpeg 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" 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y2="14"></line></svg></button></div></div></div></a></figure></div><p></p>]]></content:encoded></item><item><title><![CDATA[Who are generalised linear models afraid of?]]></title><link>https://actuarialtutor.substack.com/p/who-are-generalised-linear-models</link><guid isPermaLink="false">https://actuarialtutor.substack.com/p/who-are-generalised-linear-models</guid><dc:creator><![CDATA[John Lee]]></dc:creator><pubDate>Tue, 11 Aug 2026 07:20:24 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!VkQu!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe0dc7d49-c47c-428b-afcc-ef84501514b1_629x788.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="/__u/substackcdn.com/image/fetch/$s_!VkQu!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe0dc7d49-c47c-428b-afcc-ef84501514b1_629x788.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="/__u/substackcdn.com/image/fetch/$s_!VkQu!, /__u/actuarialtutor.substack.com/w_424, /__u/actuarialtutor.substack.com/c_limit, /__u/actuarialtutor.substack.com/f_webp, /__u/actuarialtutor.substack.com/q_auto:good, /__u/actuarialtutor.substack.com/fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe0dc7d49-c47c-428b-afcc-ef84501514b1_629x788.png 424w, /__u/substackcdn.com/image/fetch/$s_!VkQu!, /__u/actuarialtutor.substack.com/w_848, /__u/actuarialtutor.substack.com/c_limit, /__u/actuarialtutor.substack.com/f_webp, /__u/actuarialtutor.substack.com/q_auto:good, 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y2="14"></line></svg></button></div></div></div></a></figure></div><p></p>]]></content:encoded></item><item><title><![CDATA[How a Bayesian chooses a urinal...]]></title><link>https://actuarialtutor.substack.com/p/how-a-bayesian-chooses-a-urinal</link><guid isPermaLink="false">https://actuarialtutor.substack.com/p/how-a-bayesian-chooses-a-urinal</guid><dc:creator><![CDATA[John Lee]]></dc:creator><pubDate>Thu, 06 Aug 2026 07:35:47 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!ojwX!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe11cace6-61e6-40fb-a389-8623c124c166_1122x1402.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="/__u/substackcdn.com/image/fetch/$s_!ojwX!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe11cace6-61e6-40fb-a389-8623c124c166_1122x1402.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="/__u/substackcdn.com/image/fetch/$s_!ojwX!, /__u/actuarialtutor.substack.com/w_424, /__u/actuarialtutor.substack.com/c_limit, /__u/actuarialtutor.substack.com/f_webp, /__u/actuarialtutor.substack.com/q_auto:good, /__u/actuarialtutor.substack.com/fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe11cace6-61e6-40fb-a389-8623c124c166_1122x1402.png 424w, /__u/substackcdn.com/image/fetch/$s_!ojwX!, /__u/actuarialtutor.substack.com/w_848, /__u/actuarialtutor.substack.com/c_limit, /__u/actuarialtutor.substack.com/f_webp, /__u/actuarialtutor.substack.com/q_auto:good, 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y2="14"></line></svg></button></div></div></div></a></figure></div><p></p>]]></content:encoded></item><item><title><![CDATA[Honest actuarial interview questions...]]></title><link>https://actuarialtutor.substack.com/p/honest-actuarial-interview-questions</link><guid isPermaLink="false">https://actuarialtutor.substack.com/p/honest-actuarial-interview-questions</guid><dc:creator><![CDATA[John Lee]]></dc:creator><pubDate>Tue, 04 Aug 2026 07:42:33 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!NIlg!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9e686d44-1f55-421d-9f61-761d1412c4b8_678x559.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" 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y2="14"></line></svg></button></div></div></div></a></figure></div><p></p>]]></content:encoded></item><item><title><![CDATA[Actuaries vs accountants & CFAs]]></title><description><![CDATA[Throwback Thursday]]></description><link>https://actuarialtutor.substack.com/p/actuaries-vs-accountants-and-cfas</link><guid isPermaLink="false">https://actuarialtutor.substack.com/p/actuaries-vs-accountants-and-cfas</guid><dc:creator><![CDATA[John Lee]]></dc:creator><pubDate>Thu, 30 Jul 2026 07:30:23 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!Qnul!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F818fe36c-0871-484d-a5ef-2d5450f06491_722x788.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="/__u/substackcdn.com/image/fetch/$s_!Qnul!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F818fe36c-0871-484d-a5ef-2d5450f06491_722x788.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="/__u/substackcdn.com/image/fetch/$s_!Qnul!, /__u/actuarialtutor.substack.com/w_424, /__u/actuarialtutor.substack.com/c_limit, /__u/actuarialtutor.substack.com/f_webp, /__u/actuarialtutor.substack.com/q_auto:good, /__u/actuarialtutor.substack.com/fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F818fe36c-0871-484d-a5ef-2d5450f06491_722x788.png 424w, /__u/substackcdn.com/image/fetch/$s_!Qnul!, /__u/actuarialtutor.substack.com/w_848, /__u/actuarialtutor.substack.com/c_limit, /__u/actuarialtutor.substack.com/f_webp, /__u/actuarialtutor.substack.com/q_auto:good, 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src="/__u/substackcdn.com/image/fetch/$s_!Qnul!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F818fe36c-0871-484d-a5ef-2d5450f06491_722x788.png" width="722" height="788" 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/__u/actuarialtutor.substack.com/q_auto:good, /__u/actuarialtutor.substack.com/fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F818fe36c-0871-484d-a5ef-2d5450f06491_722x788.png 424w, /__u/substackcdn.com/image/fetch/$s_!Qnul!, /__u/actuarialtutor.substack.com/w_848, /__u/actuarialtutor.substack.com/c_limit, /__u/actuarialtutor.substack.com/f_auto, /__u/actuarialtutor.substack.com/q_auto:good, /__u/actuarialtutor.substack.com/fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F818fe36c-0871-484d-a5ef-2d5450f06491_722x788.png 848w, /__u/substackcdn.com/image/fetch/$s_!Qnul!, /__u/actuarialtutor.substack.com/w_1272, /__u/actuarialtutor.substack.com/c_limit, /__u/actuarialtutor.substack.com/f_auto, /__u/actuarialtutor.substack.com/q_auto:good, /__u/actuarialtutor.substack.com/fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F818fe36c-0871-484d-a5ef-2d5450f06491_722x788.png 1272w, /__u/substackcdn.com/image/fetch/$s_!Qnul!, /__u/actuarialtutor.substack.com/w_1456, /__u/actuarialtutor.substack.com/c_limit, /__u/actuarialtutor.substack.com/f_auto, /__u/actuarialtutor.substack.com/q_auto:good, /__u/actuarialtutor.substack.com/fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F818fe36c-0871-484d-a5ef-2d5450f06491_722x788.png 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p></p>]]></content:encoded></item><item><title><![CDATA[An actuary's view of the world]]></title><link>https://actuarialtutor.substack.com/p/an-actuarys-view-of-the-world</link><guid isPermaLink="false">https://actuarialtutor.substack.com/p/an-actuarys-view-of-the-world</guid><dc:creator><![CDATA[John Lee]]></dc:creator><pubDate>Wed, 29 Jul 2026 08:00:47 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!uwaI!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffbf5b279-388d-40f6-b8e4-5861608d9e04_1122x969.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="/__u/substackcdn.com/image/fetch/$s_!uwaI!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffbf5b279-388d-40f6-b8e4-5861608d9e04_1122x969.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="/__u/substackcdn.com/image/fetch/$s_!uwaI!, /__u/actuarialtutor.substack.com/w_424, /__u/actuarialtutor.substack.com/c_limit, /__u/actuarialtutor.substack.com/f_webp, /__u/actuarialtutor.substack.com/q_auto:good, /__u/actuarialtutor.substack.com/fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffbf5b279-388d-40f6-b8e4-5861608d9e04_1122x969.png 424w, /__u/substackcdn.com/image/fetch/$s_!uwaI!, /__u/actuarialtutor.substack.com/w_848, /__u/actuarialtutor.substack.com/c_limit, /__u/actuarialtutor.substack.com/f_webp, /__u/actuarialtutor.substack.com/q_auto:good, /__u/actuarialtutor.substack.com/fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffbf5b279-388d-40f6-b8e4-5861608d9e04_1122x969.png 848w, /__u/substackcdn.com/image/fetch/$s_!uwaI!, /__u/actuarialtutor.substack.com/w_1272, /__u/actuarialtutor.substack.com/c_limit, /__u/actuarialtutor.substack.com/f_webp, /__u/actuarialtutor.substack.com/q_auto:good, /__u/actuarialtutor.substack.com/fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffbf5b279-388d-40f6-b8e4-5861608d9e04_1122x969.png 1272w, /__u/substackcdn.com/image/fetch/$s_!uwaI!, /__u/actuarialtutor.substack.com/w_1456, /__u/actuarialtutor.substack.com/c_limit, /__u/actuarialtutor.substack.com/f_webp, /__u/actuarialtutor.substack.com/q_auto:good, /__u/actuarialtutor.substack.com/fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffbf5b279-388d-40f6-b8e4-5861608d9e04_1122x969.png 1456w" sizes="100vw"><img src="/__u/substackcdn.com/image/fetch/$s_!uwaI!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffbf5b279-388d-40f6-b8e4-5861608d9e04_1122x969.png" width="1122" height="969" 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/__u/actuarialtutor.substack.com/q_auto:good, /__u/actuarialtutor.substack.com/fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffbf5b279-388d-40f6-b8e4-5861608d9e04_1122x969.png 424w, /__u/substackcdn.com/image/fetch/$s_!uwaI!, /__u/actuarialtutor.substack.com/w_848, /__u/actuarialtutor.substack.com/c_limit, /__u/actuarialtutor.substack.com/f_auto, /__u/actuarialtutor.substack.com/q_auto:good, /__u/actuarialtutor.substack.com/fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffbf5b279-388d-40f6-b8e4-5861608d9e04_1122x969.png 848w, /__u/substackcdn.com/image/fetch/$s_!uwaI!, /__u/actuarialtutor.substack.com/w_1272, /__u/actuarialtutor.substack.com/c_limit, /__u/actuarialtutor.substack.com/f_auto, /__u/actuarialtutor.substack.com/q_auto:good, /__u/actuarialtutor.substack.com/fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffbf5b279-388d-40f6-b8e4-5861608d9e04_1122x969.png 1272w, /__u/substackcdn.com/image/fetch/$s_!uwaI!, /__u/actuarialtutor.substack.com/w_1456, /__u/actuarialtutor.substack.com/c_limit, /__u/actuarialtutor.substack.com/f_auto, /__u/actuarialtutor.substack.com/q_auto:good, /__u/actuarialtutor.substack.com/fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffbf5b279-388d-40f6-b8e4-5861608d9e04_1122x969.png 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p></p>]]></content:encoded></item><item><title><![CDATA[What gives actuaries feelings of power?]]></title><description><![CDATA[Throwback Thursday]]></description><link>https://actuarialtutor.substack.com/p/what-gives-actuaries-feelings-of-cd7</link><guid isPermaLink="false">https://actuarialtutor.substack.com/p/what-gives-actuaries-feelings-of-cd7</guid><dc:creator><![CDATA[John Lee]]></dc:creator><pubDate>Tue, 28 Jul 2026 07:39:14 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!fGmP!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9a1a0f9d-ab2e-4c89-9922-b847bd634435_940x788.jpeg" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>Apologies! Totally forgot to send this one out last Thursday!</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="/__u/substackcdn.com/image/fetch/$s_!fGmP!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9a1a0f9d-ab2e-4c89-9922-b847bd634435_940x788.jpeg" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="/__u/substackcdn.com/image/fetch/$s_!fGmP!, /__u/actuarialtutor.substack.com/w_424, /__u/actuarialtutor.substack.com/c_limit, /__u/actuarialtutor.substack.com/f_webp, /__u/actuarialtutor.substack.com/q_auto:good, /__u/actuarialtutor.substack.com/fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9a1a0f9d-ab2e-4c89-9922-b847bd634435_940x788.jpeg 424w, /__u/substackcdn.com/image/fetch/$s_!fGmP!, /__u/actuarialtutor.substack.com/w_848, /__u/actuarialtutor.substack.com/c_limit, 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y2="14"></line></svg></button></div></div></div></a></figure></div><p></p>]]></content:encoded></item><item><title><![CDATA[Things students do to avoid studying...]]></title><link>https://actuarialtutor.substack.com/p/things-students-do-to-avoid-studying</link><guid isPermaLink="false">https://actuarialtutor.substack.com/p/things-students-do-to-avoid-studying</guid><dc:creator><![CDATA[John Lee]]></dc:creator><pubDate>Tue, 21 Jul 2026 07:46:49 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!l7C3!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7dd9c9e2-27ab-4587-b5b1-6e56d841a2fd_1080x908.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" 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y2="14"></line></svg></button></div></div></div></a></figure></div><p></p>]]></content:encoded></item><item><title><![CDATA[Everywhere I go...]]></title><description><![CDATA[Throwback Thursday]]></description><link>https://actuarialtutor.substack.com/p/everywhere-i-go-5ac</link><guid isPermaLink="false">https://actuarialtutor.substack.com/p/everywhere-i-go-5ac</guid><dc:creator><![CDATA[John Lee]]></dc:creator><pubDate>Thu, 16 Jul 2026 07:33:18 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!W-8s!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F21f4d317-859e-43a5-a96d-e6c92dfb2bdb_500x625.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" 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y2="14"></line></svg></button></div></div></div></a></figure></div><p></p>]]></content:encoded></item><item><title><![CDATA[What is the rate at which a spreadsheet speeds up?]]></title><link>https://actuarialtutor.substack.com/p/what-is-the-rate-at-which-a-spreadsheet</link><guid isPermaLink="false">https://actuarialtutor.substack.com/p/what-is-the-rate-at-which-a-spreadsheet</guid><dc:creator><![CDATA[John Lee]]></dc:creator><pubDate>Tue, 14 Jul 2026 07:28:51 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!bW9u!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F93dce2fb-659a-4518-9d84-0ffa5c86ccd4_630x788.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" 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y2="14"></line></svg></button></div></div></div></a></figure></div><p></p>]]></content:encoded></item><item><title><![CDATA[Student actuary uno]]></title><description><![CDATA[Throwback Thursday]]></description><link>https://actuarialtutor.substack.com/p/student-actuary-uno</link><guid isPermaLink="false">https://actuarialtutor.substack.com/p/student-actuary-uno</guid><dc:creator><![CDATA[John Lee]]></dc:creator><pubDate>Thu, 09 Jul 2026 07:54:16 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!QiHw!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F30c9f15b-b5f1-49c2-a230-3345248b5598_503x496.jpeg" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" 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y2="14"></line></svg></button></div></div></div></a></figure></div><p></p>]]></content:encoded></item><item><title><![CDATA[Waiting for exam results...]]></title><description><![CDATA[All the best!]]></description><link>https://actuarialtutor.substack.com/p/waiting-for-exam-results</link><guid isPermaLink="false">https://actuarialtutor.substack.com/p/waiting-for-exam-results</guid><dc:creator><![CDATA[John Lee]]></dc:creator><pubDate>Tue, 07 Jul 2026 07:52:02 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!yS6e!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0044d067-cba4-44c2-9a82-cccda022cee0_1076x912.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" 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y2="14"></line></svg></button></div></div></div></a></figure></div><p></p>]]></content:encoded></item><item><title><![CDATA[Outliers]]></title><description><![CDATA[Throwback Thursday]]></description><link>https://actuarialtutor.substack.com/p/outliers</link><guid isPermaLink="false">https://actuarialtutor.substack.com/p/outliers</guid><dc:creator><![CDATA[John Lee]]></dc:creator><pubDate>Thu, 02 Jul 2026 07:35:12 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!Sk4k!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7945af53-aa34-42df-9c61-37464157f299_940x626.jpeg" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" 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y2="14"></line></svg></button></div></div></div></a></figure></div><p></p>]]></content:encoded></item><item><title><![CDATA[After you fail an actuarial exam...]]></title><link>https://actuarialtutor.substack.com/p/after-you-fail-an-actuarial-exam</link><guid isPermaLink="false">https://actuarialtutor.substack.com/p/after-you-fail-an-actuarial-exam</guid><dc:creator><![CDATA[John Lee]]></dc:creator><pubDate>Tue, 30 Jun 2026 07:52:47 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!vkaa!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Faaa5c8b3-1d56-453a-91a6-2ec52140b195_1122x1402.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" 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