On the eve of my 30^th birthday we were in the emergency room.

Certainly not what I was anticipating on turning the page to becoming “thirty, flirty, and thriving”.

It was my daughter, just barely 18 months old at the time. What a little whiz too—her development was so advanced, even then. You just don’t expect something to happen to your sweet baby, and how could anything happen to her with her just being so on top of everything, even so young!

For those of you who are squeamish, pardon this next detail.

We did our normal morning, headed off to our homeschool tutorial—“farm school”. And before we had left the house, she had a streak of blood in her stool. I didn’t think much of it, which looking back I now know much better.

Once at school, the bloody stool diapers continued. As we began to pack up and head to the doctor, she started to have pain. By the time I got her in the car, she was having this occurrence nearly every 15 minutes—bloody stool and increasing pain. I was beginning to panic, I couldn’t bear to watch her in so much pain, helpless for hours on end.

After several tests in the ER through the night, being released back home, and waiting. And waiting…we found that my daughter had E. coli. More specifically an E.Coli Shiga Toxin (STEC).

She got admitted to the Children’s hospital right away.

The E. Coli Shiga Toxin can damage the lining of the intestines and blood vessels, which in severe cases can lead to a potentially fatal complication called hemolytic uremic syndrome (HUS), a type of kidney failure. KIDNEY FAILURE.

Her potential outcomes were 1) unharmed 2) develop HUS and need dialysis (short term or long term) or 3) HUS and fatality. There is nothing they can do for it. Just give fluids and monitor, that was it. A week of monitoring. And when released we were told she could still develop HUS and need to come back to the hospital for complications.

We were told by the doctors that other doctors get burned by E. Coli STEC. They will monitor, give fluids, release the patient, and then the patient passes due to kidney failure.

I quit for the first time that week.

I quit for one day. I had lost hope and I was immovable in my despair.

See in May, we had a miscarriage.

Our second baby was lost, which was the hardest loss of my life.

When my daughter was in the hospital (October), I was about 15 weeks pregnant with our third baby and chronically anxious about if this baby would come to full term. That week I had the thought I wish upon no parent…

“Will I end this year with no babies?”

Pretty grim thought, but it entered my mind. And my counter to that thought is the most daring prayer I have ever uttered because I had no hope, just Jesus.

“Your will be done.”

My daughter is healthy and happy, and our son was born without complications. He is a thriving sweet toddler. Praise the Lord.

But two things I will forever remember:

1. God’s full and perfect provision in His timing and His outcome.

2. My husband never once doubted her healing.

He had more than enough faith for the two of us and thankfully a part of me listened to it and claimed the faith to utter the words that God would do what He needed to be done.

It was a blurb in time I dare never to forget.

My frailty, my husband’s unwavering steadfast faith, the value of the good gifts God has entrusted to me, and how even in this dark hour we had such an incredible community rally around us.

There’s so many of you who have experienced child loss, or even near-death experiences with your children or hospitalizations and I get it now. The weight of that battle is heavy, it is exhausting. It can be filled with anxiousness and anger and ugly emotions. But there is faith and hope in others around you.

Look up. You do not have to carry it alone.

I often wonder what my life would look like if I didn’t have God. If I didn’t have my Jesus…

And I cannot begin to fathom it because I know just how good He has been to me all my life. He has placed the most remarkable people in my life. Now, in our family’s life.

Those are the greatest gifts. Not money, not recognition or award, not anything else. Just wonderful people who too have battled but stand in victory and are willing to stand with us in the storm.

Sharing testimony is stewardship.

This is a mustard seed faith kind of testimony. I didn’t have the strongest faith in this circumstance. Yet again, I had to borrow the faith from someone I loved.

I had to lean hard on people who were hand-picked by God to be there ready to support us. Even when we had no idea what we needed for support. When it felt vulnerable, and humbling.

• Prayer over our daughter, laying hands on her.

• Meals for two weeks, in and out of the hospital.

• A gifted Airbnb so we could change scenery for a couple nights and connect as a unified couple.

Not to mention, the support we had received during our miscarriage nearly six months prior. And those people were ready to carry us. Again.

The most beautiful thing about relationships is they are one of the most natural conduits to experience the supernatural love of God.

Our relationships are a resource greater than time, or money. Especially when those relationships are founded in the love of Christ Jesus.

We cannot imagine our lives without the people who have carried us.

I want you to have the kind of people ready and willing to carry you in a difficult season.

So if you’ve read this far, thank you. I urge you to get plugged into a Bible believing church, get to know our good and faithful God and get uncomfortable to get deeply connected to some people. So they can carry you too.

With faith and gratitude,

Nishann LaNata; Multiply Stewardship Co.

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A Little Bit About Me:

I’m not writing to you from the other side of having it all figured out.

I’m writing from the middle — from a mini farm in middle Tennessee, in the in-between of starting to homeschool my children, loving my husband well, continuing to build a business and learning — sometimes in seasons I didn’t choose — what it actually means to steward every resource He has placed in my hands.

I have served a decade in personal financial services sitting across from hundreds of families and business owners. And the pattern I watched repeat itself — quietly, consistently, regardless of income level — was this: every decision is a values decision. When faith stays in the pew and never makes it to the balance sheet, something always gives. A marriage. A business. A legacy. A woman’s sense of herself.

I didn’t want that for my life. And I don’t want it for yours.

So I built Multiply. For the Christian woman in business who is ready to steward every resource she’s been given — her money, her time, her relationships, her calling — not from a place of performance, but from a place of alignment with the Word.

I’m still learning how to do that. Every single day.

I’m grateful you’re here for the journey.

Nishann LaNata

For years, my husband talked about starting a podcast. Now he’s finally taken the leap — alongside two of his comrades. Fan girl mode activated!

Tactics and Testimonies is LIVE!!

He’s “the veteran” of the three. His relationship with God + fifteen years of military experience shape how he leads, and how he sees the world. His co-hosts round it out: a pastor, and a self-proclaimed nerd. Different lenses, same foundation — all three are currently first responders. That combination is exactly what makes the show worth your husband’s time: strategy tested under real pressure, faith carried through real fire, and the kind of honesty that only comes from people who’ve actually been in the room when it mattered. In the field and at home.

Fun facts about my husband: He is the “run into a burning building” kind of man. He been a firefighter, police officer, and Master Sgt in the Air Force. And once upon a time, heavily considered seminary and becoming and emergency room RN.

I’ve watched this man lead in every season of our life together — always with integrity, always with kindness, and somehow, always with humor too. Watching him step into this with his brothers, using everything those 15+ years taught him, isn’t a surprise. It’s just him leading again — this time to more listening ears.

New episodes drop every other Friday. Find them on Spotify and YouTube, and follow along on Instagram for more.

I’m proud of him. Give it a listen, and let him know.

INSTAGRAM

SPOTIFY

APPLE PODCAST

With faith, gratitude, and love for the leader I get to call mine,

Nishann LaNata; Multiply Stewardship Co.

About Us

Hi friends! We’re the LaNata family. We are a prior military family and currently a first responder family. Life is different. The rhythms of our home are not typical. No 9-5 jobs here. Plus a couple of super cute kids, and the start of our mini farm— life is full. We’re doing our best everyday to honor God with each small step forward. In our marriage, parenthood, careers and in our community.

I’m grateful you’re here for the journey. I started Multiply for the Christian woman in business who is ready to steward every resource she’s been given — her money, her time, her relationships, her calling — not from a place of performance, but from a place of alignment with the Word. Because with the type of life we lead, every decision counts. Every decision is a values decision.

I’m still learning how to do that. Every single day.

Thanks for spending time with me today.

God Bless You! God Bless America!

Nishann LaNata; Founder, Multiply Stewardship Co.

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Have a GREAT Date Night, Apps on me!

Maybe you stopped here due to a note that stopped your scroll. Maybe someone sent you a link. Maybe you have been quietly carrying the weight of everything you are trying to manage — the business, the marriage, the home, the children, yourself — and wondering why none of it feels quite aligned. Or you just plain out feel stuck.

You want to steward everything better. That is exactly why you are here.

And the good news is this: you can. But not in the way most productivity content will tell you. Not by optimizing more or doing more or tracking more. It starts somewhere quieter than that.

It starts with Him.

Before We Talk About Stewardship — Where Are You?

Before you step into evaluating your resources, your rhythms, or your decision-making, it helps to know where you are standing on the journey.

Here is a simple map. Not a checklist to complete in order — because that is not how faith works. Consider this more of faith landscape. You may be in more than one place at once. That is perfectly okay— it’s encouraged.

Salvation The single most important faithful decision of your life. If you are new to faith — welcome to the family of God. We are so glad you have said “yes” to The Way, The Truth, and The Life through Jesus. Your life will never be the same.

Receiving God’s Love Unconditional, gracious, abounding love. Not earned. Not performed. Simply received. → Read: She Calls Him “Papa”

Understanding Your Position Your authority as a child of God. Your eternal inheritance. The concept that reframes everything in how you tend to what is in your care. → Read: The Inheritance Series — Part One and Part Two

Sanctification The ongoing process of becoming. Refinement, pruning, molding — in whatever season you are in.

Faithful Decision-Making Intentional, Spirit-led stewardship of every resource, every relationship and every opportunity entrusted to you. This is what Multiply is built around. → Read: Stewardship is Softer

A Note on That List

If your first instinct was to read that list and start mentally checking things off — I see you. I have been there too. That is the performing spirit doing what it does best. Trying to earn what was never yours to earn. A lot of us here understand that mindset.

However, this list cannot be done in a specific order. Besides obviously step one is salvation. The rest gets wonderfully jumbled to fit your season — refinement here, pruning there, a fresh start somewhere unexpected. That is not failure. That is the journey. Welcome.

The Simple Approach

One of the most sobering verses in Scripture for me is also one of the most freeing. “I never knew you” — Matthew 7:23. Because it tells us that the goal was never checking boxes. The goal was never impressive management metrics.

The goal is knowing God and becoming more Christ-like.

THE APPROACH: Be loved. Get to know Him.

Our approach to stewardship is with our heart posture and our position. Not with trackers. Not with planners or apps or notes or a coach. If you need a list on the approach, here you go:

1. Say hello to the Maker of the universe. He will pour out more love than you are ready for. Receive it.

2. He provides the rest — pending your willingness and obedience.

3. You step into obedience one step at a time. Big or small. Just the next one.

Why do we make it more complicated than this?

Because we are complicated. Or maybe it’s just me. Fearfully and wonderfully made in a gloriously complex way — from the neurons in our brains to the work of our hands to the distances our feet can carry us and the insane emotional journey we can take ourselves on. Our complexity is not a flaw. It is a feature. It is how a Father who knows His daughter and can give her exactly the tools she needs to use her free will and start living in a way that honors and glorifies Him.

The Foundation of Stewardship

For the mature believers who are ready to get to the practical part — I am going to stop you right here. This is the one part I will never mind being a broken record for…

Receiving His love is the greatest first step in stewardship.

Everything we do should come from that foundation. From His love, we love and tend to things as Christ would. Because everything belongs to Him. Including you.

I understand you are drowning. Or things need to be refined. I have been there too.

Everything feels important. There is not enough time to tend to it all. The marriage. The children. The home. The business. Serving at church. Extended family needs. A grand opportunity derived from your calling that appeared out of nowhere. And somewhere in the middle of all of it — yourself.

So how do we organize this beautiful, overwhelming list?

The simple answer: you let Him lead. You have the Helper. Let Him.

What Faithful Decision-Making Actually Is

Faithful decision-making is making every decision aligned to the Word — righteous in application, generous in intention and focused on what actually matters. AND in the order or fashion the Holy Spirt directs.

To understand it a bit clearer, here’s a snippet from a latest article “Stewardship is Softer”.

The reason we struggle with faithful decision-making is that most of us struggle with decision-making in general first. Too much noise. Decision fatigue.

When I have to make a decision, I personally have interpreted the “decision-making” process as something final. As if I have to have the right answer and it sticks forever and there is no room to change course. That kind of pressure can feel heavy.

That is why I frame decision making as stewardship instead.

Stewardship is softer. More approachable.

Stewardship is softer and more honest about who holds the cards.

God holds the cards. Not me. He has the ownership. Of Everything. I have the responsibility to be faithful with what He has placed in my hands.

And somehow that makes the next decision a whole lot easier. Praise God.

Practical Steps for Faithful Stewardship

Let us get practical. Here is a process to address your stewardship.

1. Understand: everything in your care belongs to God. The purpose of your stewardship is to serve Him across three areas: your resources, your self and your calling.

2. Take honest inventory. Pause long enough to reflect. What are you doing well? Where is the mismanagement showing up? Start with the obvious — your time, your money, your relationships, and your opportunities. Those four will reveal where your Self, relationship with God and your Calling are most out of alignment.

3. Implement the next faithful step. Small if that is what this season allows. Big if He is placing it on your heart. Just the next one.

4. Review regularly. What is unresolved? What needs mending? What needs a full overhaul before you can steward more faithfully?

5. Wash. Rinse. Repeat.

This process is not unlike a solid financial plan. The problem — just like in personal finance — is that how we manage everything is vulnerable territory. It requires honesty. It requires accountability. It requires someone to walk alongside you.

When You Make a Mistake

Once. Twice. Now in a different area. It can feel defeating.

Your mistake, this failed attempt is not final. He has the final say. But do make sure, you own it.

Your mistake is not your identity.

Your mistake is not your identity.

Your mistake is not your identity.

But we can get so caught up in dwelling on it. Maybe not you. But this has been a real downfall of mine. I am what I would call a professional dweller.

Do not be a professional dweller.

Come back to the approach. Be loved—for who He created you to be. Without all the fluff and shiny exterior. Get to know God—be in His word and meditate on the Truth, write it on your heart. Start the inventory again. Not because you failed — but because faithful stewardship is a practice. It requires re-approach after re-approach after re-approach.

You Cannot Do This Alone

Here is the honest truth that most productivity content will not tell you:

If you want to develop your faithful stewardship you need someone to walk alongside you in addition to the Lord. Someone to help you follow through on the promptings of the Holy Spirit in this season. Not last season. Not the season your friend is in.

This very season. With your specific capacity. Inside your specific family. With your specific calling.

If you don’t have someone. Please reach out. I’m here.

With faith and gratitude,

Nishann LaNata; Multiply Stewardship Co.

Thank you for joining us!

Multiply Stewardship Co. is Biweekly wisdom for the woman building — business, marriage and home — through cultivating faithful, Spirit-led decision-making in her resources, herself and her calling.

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A Little about Me:

I’m not writing to you from the other side of having it all figured out.

I’m writing from the middle — from a mini farm in middle Tennessee, in the in-between of starting to homeschool my children, loving my husband well, continuing to build a business and learning — sometimes in seasons I didn’t choose — what it actually means to steward every resource He has placed in my hands.

I have served a decade in personal financial services sitting across from hundreds of families and business owners. And the pattern I watched repeat itself — quietly, consistently, regardless of income level — was this: every decision is a values decision. When faith stays in the pew and never makes it to the balance sheet, something always gives. A marriage. A business. A legacy. A woman’s sense of herself.

I didn’t want that for my life. And I don’t want it for yours.

Honored by your reading every last word. See you around!

With faith and gratitude,

Nishann LaNata

I really want to get more into the meat of stewardship, but I feel I’m still writing out the foundation. To prepare for the building blocks of faithful stewardship. I was commenting with a new subscriber (Hey girl hey!) who writes The Courageous Voice. About how I feel I’m being obedient but it’s slow to get everything out. And of course, that as things are revealed to me—it’s a rather slow process. But clearly, a slowing down that my Maker knows I need. Constantly.

So here we go—laying more of the foundation of Stewardship.

And I do apologize to all the organized girlies who are literally sweating from the clutter in this photo. It’s SORT of the point (ha- only mom joke I have today, let’s dive in).

Management just plain doesn’t work. Conclusion in the beginning, you’re welcome.

Or dare I say more specifically selling and buying “management” systems doesn’t work. All the planners, coaching on time management, systems for home/kids/schooling, all the workbooks on your marriage, yada yada yada. It’s all a lot to… well, manage. Even if you’re buying all the digital downloads, masterclasses, books you are still questioning not only the application of the method into your own life (which of course is not 100% copy and paste), but then questioning “was the spending of money and time and energy on looking into that idea even worth it?”, was there a better use of my resources (opportunity cost).

It is information overload and then you have each of these puzzle pieces that somehow must fit into your life, your season, your current resources (time, money, relationships, opportunities). Simultaneously respecting the calling God has for you. But what really happens is we cram those pieces to fit the puzzle we want our life to look like. Anyone else?

That’s when we feel discombobulated. Out of whack. Because the management could in fact work, it’s just not aligning with the other pieces or the picture/ frame of your life.

So you get a picture of where I’m coming from. Here are some of the things I tend to and have been entrusted to my care, in my current season of life:

1. Wife, to a smokin’ hot leader, of integrity and steadfast faith, in law enforcement in our local community.

2. Mom, to two sweet and wild toddlers that get many compliments of being “Gerber babies.”

3. Home, with two dogs, one barn cat, and five ducks, pending five goats. Dream come true.

4. Serving at Church, in the slow and intentional capacity of one time a month we get to build up the next steps of our church members and it is an honor and blessing.

5. My Financial Planning practice, tending to the strategies, behaviors, and assets of clients.

6. Lead Online Sisterhood Community, 1900+ women in our local community to foster connection, collaboration and cheering one another on.

7. President to Referral Group, we’re a small but mighty group having pushed over 4.7 million dollars in closed business from our referrals in less than a year and a half.

8. Founded/ Lead Women in Business initiative, this is a sister group to the Sisterhood community serving over 200+ women in business to further the mission of collaboration, connection and cheerleading one another on as we are building businesses, leave and impact, and grow our local economy.

9. Substack, this thing—Multiply as it reflects my “becoming”, the living legacy I hope to leave before I really leave this earth.

It’s easy to say looking at that list—that’s a lot to manage. Especially when it’s not your own life. Don’t fret sisters (and brothers), they don’t all “scream” at me at the same time. If you felt that last line, you’re my kind of people.

The reason I want to paint this picture is because we all carry a lot. And some of you may only have a list of four things and that’s what you can carry in this season, beautiful. Never compare your season and formation with someone else. As the queen of comparison, don’t do what I do. Not worth it. Remove yourself from social media (topic for another day)

If I think about how I must manage each item on that list my heart swells with overwhelm. Pending shutdown to my nervous system. I just can’t do it all on my own. And that’s the beautiful point and foundation of stewardship.

The Foundation of Faithful Decision Making

Stewardship is softer than management. Bigger impact. Bigger vision. More solid foundation. Because I can rely on God.

Most decision making we default to is founded on a self-centered mindset. If I make this decision, it is all on me. So, if it is a mistake, then I failed. Thus, an easy target for the enemy to position a lie—you failed and are a failure. You shouldn’t try again. You’ll be rejected. You’ll be betrayed. So on and so on.

But, GOD.

The reason we struggle with faithful decision-making is that most of us struggle with decision-making in the first place. There are too many options and just too much noise. Hello-- decision fatigue. Not to mention all the women with ADHD doing their absolute best to stay on task. Then you layer on where we are in our faith journey. And then another layer of the old self, familiarity with old ways or recreating nostalgic moments that are meant to stay in the past, or comparison to those who are perceived to be living in the way we wish.

When I have to make a decision, I personally have interpreted the “decision-making” process as something final. As if I have to have the right answer and it sticks forever and there is no room to change course. That kind of pressure can feel heavy.

Think about it this way, because maybe you are similar to myself: you’re looking at a menu out to eat. You don’t make these meals at home, and there is dessert on the menu. Do you indulge yourself because you can’t recreate these meals or lack the resources? Do you play it safe to respect your budget eating something less than you desire? Or do you pause to listen to your body and order something that will make your body feel satiated in a healthy manner that also respects your budget? Then if you make that good choice—will you later regret the decision you made? It all feels so permanent.

That is why I frame decision making, an integral piece of management, as stewardship instead.

Stewardship is softer and more approachable. More gracious and forgiving because of its foundation.

Back to the menu example: If we pause to remind ourselves that our bodies are not our own. That what we choose to eat, and drink will impact our energy, our budget, and our mood. Maybe we can make a choice that not only feeds our hungry tummies, but we have a better awareness of how we will feel after we have ordered, ate, and paid for the meal. We can have more peace surrounding our decision. And be less cranky, hungover, or stressed.

Stewardship is softer and more honest about who holds the cards.

You guessed it—God holds the cards. Not you or I, but He has the full ownership of it all. I have the responsibility to be faithful with what He has placed in my hands.

And somehow that makes the next decision a whole lot easier. Praise God.

It started a decade ago…

…when God started pressing this whole “stewardship thing” on my heart.

A prompting that He would be showing me what it actually looked like to steward what He’s placed in my hands and equip others.

Most notably, I felt He was directing this stewardship “method” He would reveal to me towards the saving of souls. I felt a bit off in that initial word because I thought “don’t we have to have a relationship with you (be saved) first in order to steward?”. The truth is that not everyone is in relationship with the Lord before they start asking questions about how they manage (aka steward) literally everything. We can start the stewardship process before we really know what it means. We can also be saved and still be completely stuck in old ways of processing and making decisions therefore delaying righteous living and the favor of God.

Stewardship is an active practice of sanctification.

We manage everything, or so we try. We apply as much thought as we can muster into every decision. But the foundation on which we make each decision is life changing. I think we all want that life changing freedom and impact, how we get there is the biggest question we all are exploring. Hence, why you are here.

A (real) final (“final.final” draft) conclusion to leave you with:

Stewardship is softer because it begins with God’s love for you. That everything belongs to Him. That He loved you so much He gave you Jesus as the model and good gifts to bring glory to His name.

My favorite thing about the fact that the foundation of stewardship is God, is that even if I make a mistake. If I prioritize incorrectly. If I fail to deliver on something valuable. He extends grace, mercy, and forgiveness to me.

This brings to light the toughest part of faithful decision making is if I make a mistake or if I fail will I own it, bring it to the Lord, and forgive myself so I can persevere to do His work?

With faith and gratitude,

Nishann LaNata; Multiply Stewardship Co.

Some lighter questions I want to leave you:

- What has your management/ stewardship journey looked like (in the beginning to now)?

- When you are in your decision making, are your values truly reflected or do you feel pressure/ urgency and often feel like you made a mistake?

- What does “freedom” mean to you, and how are you stepping towards it today?

Feel free to comment on one or all three. Can’t wait to see where the conversation takes us!

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December 6, 2025. I wrote a note to myself in my phone.

Two kids under three. Second one not quite a year old. Postpartum still underway. And apparently, I felt a prompting — from the Spirit or from desperation, probably both — to remind myself who I was.

It wasn’t radically reforming or robust. I had to start somewhere. I had to start shedding some light on who I am and each space I was occupying.

Here is what I wrote:

I read that note back recently and chuckled. Not because it was wrong. But because it was so completely, perfectly me. I cannot even write a note to remind myself who I am without immediately pivoting to what I need to fix about it.

I am always trying to create a plan. A fix. A next step.

Even when what I actually need is to just sit in the truth of who I already am.

The Snake Around the Fire

I am currently visiting family in my hometown in Colorado this summer. The other night we were gathered around the fire making s’mores — earlier that day my three-year-old had painted a wooden snake with her Great- Grammie, “Gigi”, and somehow snakes became the topic of conversation.

My uncle — outdoorsy, wildly knowledgeable, a passionate advocate for wildlife conservation in Colorado — started telling me about snakes shedding their skin (the uncle I mentioned in “God Created Seasons”).

He said that when a snake is preparing to shed it gets quite irritated. Its eyes get caked over with the dry layer of skin that is about to come off. It cannot see clearly. And because it cannot see clearly — anything that moves around it makes it on edge. Defensive. Reactive.

The snake is in process. Its eyes — the very thing it uses to navigate — must go through the shedding too. It cannot see what is coming. But it knows the shedding must happen. So it endures the blinded in-between.

And I thought about what it looks like for us as mothers. As women stepping into whatever is next. The calling. The vocation. The next season. We get blinded for a bit. We cannot see clearly because we are in the process of what is to come.

We are shedding.

And I want to take that back — it is not just shedding. Scripture calls it dying to yourself. Taking off the old self.

²² that, regarding your previous way of life, you put off your old self [completely discard your former nature], which is being corrupted through deceitful desires, ²³ and be continually renewed in the spirit of your mind [having a fresh, untarnished mental and spiritual attitude], ²⁴ and put on the new self [the regenerated and renewed nature], created in God’s image, [godlike] in the righteousness and holiness of the truth [living in a way that expresses to God your gratitude for your salvation].”- Ephesians 4:22-24 AMP

The formation process requires something to go before something new can come.

And we get so caught up in the fact that we cannot see. Just like the snake.

We can endure the blinded in-between.

What We Are Actually Scared Of

As Christian women, we know that we are supposed to trust in the Lord. Especially in the unseen. To hold onto hope. To believe that the plans He has are good.

My three year old reminded me of that some days prior to our fire conversation.

“Jeremiah 29:11 “For I have plans for you says the Lord — plans for good. So good. So good.””

We know this. We say this. We post this. And I think the truth is we are still scared.

Scared to remove something familiar. Even if it is not serving us. Even if it is not serving the people we love most.

Scared to step into something new without the confidence first.

But , founder of The Kingdom Lens™, reminded me recently of something worth sitting with: our confidence comes after we take the step. Not before.

The discomfort. The itchy. The blinded I-cannot-see-clearly phase is not a malfunction in the process.

It is the process.

And on the other side of it — with Christ’s covering — is a version of you that could not have existed while you were still holding onto the old skin.

The Honest Part

I do not like change. Which is funny to say as someone who fell in love with a man in the military, moved over 5000 miles from the only place she had ever lived, said yes to learning an entirely new world — and then a year and a half later chose to move somewhere with no people and no roots.

But change has always made me anxious. Because for a long time I found ways to avoid the kind of discomfort that costs you something. To get what I wanted without having to face the hardest- weakest version of myself.

Becoming a mother ended that.

Because the discomfort is no longer optional. It is necessary. Not just for me — for the people I love. For the Kingdom I am called to support and build.

And that is the hardest part of all of this. Of faithful stewardship. Of living a truly faithful life.

What we do — how we tend to what has been given to us — is not about us.

And we make it about us every single time.

I had a moment of great proof of this just the other night. My toddler fought bedtime for over two hours. And my frustration — if I am being completely honest with you — was not primarily about her wellbeing.

It was because I wanted my me time. I wanted to shut my brain off. I had given everything I had to give and I just wanted it to be over.

That is selfishness.

Not the monstrous kind that makes headlines. The quiet everyday kind that lives in the gap between who we want to be and who we actually are when nobody is watching and we are exhausted and we just want one hour that belongs to us.

And one of the toughest places to address in stewardship — the place most of us never talk about — is our selfishness about staying comfortable.

Our resistance to the shedding.

Our desire to keep the old skin on because at least we can see clearly in it.

Who Is It For?

Here is the question I keep coming back to. The one that dismantles the selfishness more gently than any conviction ever could.

Who is it for?

Not the business. Not the brand. Not the productivity system or the morning routine or the five year plan.

Who is all of it actually for?

When I come back to that question — when I let it sit long enough to be honest — it reorders everything. The discomfort becomes purposeful. The shedding becomes sacred. The blinded in-between becomes something I can endure because I know who is on the other side of it.

My God — His plans, His Kingdom. My husband. My children. In that order (on my best days).

My children are watching me shed my skin right now. Watching me become. Watching me struggle and adjust and surrender and try again. And apologize to them. It is humbling.

And that — perhaps more than anything I will ever teach them — is the legacy I am building. The one I am praying sticks. The one I am trusting God to carry further than I can.

Not the polished version of me. The honest one.

The one who wrote a note to herself in the middle of sleep-deprived postpartum fog and immediately pivoted to a fix-it list because that is how she is wired. The one who wanted her toddler to just go to sleep. The one who fears the shedding and does it anyway.

That woman is the legacy.

And I think she is exactly who God had in mind when He planted us here — in this season, in this home, in this uncomfortable and beautiful and temporary stretch of becoming.

Galatians 6:4 (AMP) — “But each one must carefully scrutinize his own work — examining his actions, attitudes and behavior — and then he can have the personal satisfaction and inner joy of doing something commendable without comparing himself to another.”

Carry your own load. Test your own actions first.

Do the work. Shed the skin. Trust the process.

But even as that legacy of who I am becoming fades — as Ecclesiastes reminds us, all that we toil for is a vapor — I pray I have planted, watered and shed some light for someone else’s faith to carry to the next generation. God will have the final say.

The new self is worth becoming. For God—and for everyone He has already decided to reach through her.

With faith and gratitude — and from somewhere in my own shedding season,

Nishann LaNata; Multiply Stewardship Co.

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A Little about Me:

I’m not writing to you from the other side of having it all figured out.

I’m writing from the middle — from a mini farm in middle Tennessee, in the in-between of starting to homeschool my children, loving my husband well, continuing to build a business and learning — sometimes in seasons I didn’t choose — what it actually means to steward every resource He has placed in my hands.

I have served a decade in personal financial services sitting across from hundreds of families and business owners. And the pattern I watched repeat itself — quietly, consistently, regardless of income level — was this: every decision is a values decision. When faith stays in the pew and never makes it to the balance sheet, something always gives. A marriage. A business. A legacy. A woman’s sense of herself.

I didn’t want that for my life. And I don’t want it for yours.

So I built Multiply. For the Christian woman in business who is ready to steward every resource she’s been given — her money, her time, her relationships, her calling — not from a place of performance, but from a place of alignment with the Word.

I’m still learning how to do that. Every single day.

I’m grateful you’re here for the journey.

Nishann LaNata; Founder, Multiply Stewardship Co.

So here is one of mine.

I have had a lot of amazing women in my life. Which is not something high-school Nishann thought she would ever say.

I was a total tomboy. Most of my friends were guys. We romped around in lifted black trucks, drove mountain roads, went 4-wheeling and camping, or sat in someone’s garage while they worked on whatever needed fixing. And if we were not there, we were at Young Life. Those were good days.

Plus, I had a horse. Honestly — that is all a girl really needs. It explains a lot about why when I stopped working with horses every day, something in me shifted. But that is a story for another time.

I still had girlfriends. But I kept my distance. Middle school had done a number on my ability to trust girls deeply. Ironically, I was considered “popular.” Occasionally “mean.” In hindsight I can see it clearly now — self-protection became control. If I had the upper hand, I could not get hurt first. Ick.

I am painfully sensitive. I have just learned that is a feature for the Holy Spirit to use, not a flaw. It is how God made me.

As high school turned to college, I slowly realized the guys I thought would be lifelong friends would naturally drift as relationships and marriages entered the picture. That is life. But what I was not prepared for was what came after the drift.

I felt alone. Terribly alone. Traumatically alone.

I did not have the kind of friendships that stay through every season. The stick-with-you kind. The women who truly know you — where you can hand them every part of yourself and trust they will handle it with care. I know now that was an “it’s not you, it’s me” situation. I had not yet learned how to be that kind of friend because I had not yet learned how to trust one.

Two experiences changed that.

One: My best friend Katie.

I loved her from the beginning of our friendship junior year of high school. She is wicked smart — her husband has literally calls her “Google.” She is a whisperer to bees. A talented competitor in dance and archery. Completely multifaceted. Strongest calves and will power of any woman I know.

Time has proven that choosing her was one of the smartest decisions of my life. We have walked through being military spouses, first responder wives, and now mothers to two sweet babies — girl then boy. God has written our stories into a beautiful alignment that I did not plan and could not have predicted.

I simply cannot imagine life without her.

Two: Miss Colorado USA.

The first time I competed — and I competed twice — I was freshly out of high school and honestly excruciatingly lost in that season. I was the girl in cowboy boots and a baseball cap who rode horses and worked on a 1977 F-150 because it barely made five miles without needing attention (picture for proof).

And suddenly there I was. Walking half naked in heels under stage lights. That will humble you quickly. And empower you to the nth degree.

I expected drama, competition, cattiness. There was none of it. None. The women were beautiful inside and out — intelligent, talented, genuinely encouraging. It stopped me in my tracks. Miss Colorado USA restored something in me about female relationships that I did not even know had been broken.

Then came college.

I met some incredible women who walked alongside me at the University — studying agriculture in one form or another, graduating at different times, running in similar circles. Most notably, we attended the same church. A church plant that met in a university building with a gigantic Campbell’s Soup can out front.

One of those women — I admired everything about her from the start. The insane, over-the-top bubbly energy. The grandest love and advocacy for children, agriculture and animals. The kind of woman who makes all the silly baby sounds at a cute horse or a goat or a particularly annoying chicken. A lover and a fighter.

She was one of the first women I developed a spiritually connected friendship with. Rooted in grace. Shaped by the Word. She impacted my faith without even trying.

As Christians, we talk a lot about heart posture.

I am one of those people who understands things logically first. Sometimes it takes extra time for truth to settle all the way into my spirit. Especially when it comes to the grace and mercy and love of our Savior.

I do not remember the first time we prayed together. But I remember exactly how she started.

“Hi Papa…”

Papa.

I had never in my life heard someone approach God that way. So humbly. So naturally. Placing herself completely into the position of a child before her Father — not striving, not performing, not arriving with a polished prayer.

Just — Hi Papa.

That one prayer modeled three things for me that I have never forgotten:

1. We are never too far gone to go to the Father.

2. Being a child of God is not weakness. It is an honor. We sit in His strength.

3. God is approachable — because of His grace, not our goodness.

It took years for those words to fully settle into me. But eventually they did.

Now I call Him Abba.

What changed me was walking through Freedom at our church here in Tennessee. It wrecked me in the best way. I faced the wounds I had inherited, the lies I had believed, the people who hurt me, the strongholds I had been carrying without realizing how heavy they were.

And the thing that set me the most free?

Forgiving myself.

Realizing God had always seen me as precious. Not when I got it together. Not when I performed well enough. Always.

I have always been a little sappy. But now? I am wonderfully and dreadfully soggy. Completely undone by the grace and goodness of God. Totally moved by what He has done in me and for me and through the women He has placed in my path.

Back then, I needed to borrow the faith of a friend. NEEDED it.

Now I sit in His grace for myself. Occasionally still borrowing when the pressure comes — because that is what sisters in Christ are for.

I still default to striving sometimes. Trying to earn what was never mine to earn. But God gently removes every ounce of “try” from me and reminds me of the truth I keep having to return to:

I am His child. That is enough.

Her faith. Her posture. My conviction to step closer to Papa.

If you need faith, perspective or hope for a season — you can borrow it from a friend.

And if you do not have one right now, reach out to me directly. I mean it.

You deserve to rest in the abundant love of a good Father.

He wants to be yours. Let Him love you.

With faith and gratitude,

Nishann LaNata; Multiply Stewardship Co.

→ Subscribe to keep in the loop when we launch paid tiers & something new!

Subscribe now

→ If you’re enjoying the intentional writings, join the conversation!

Join Nishann LaNata’s subscriber chat

Available in the Substack app and on web

→ I love a good chai or tea latte. Support me with a drink.

I'll buy you a tea!

A Little about Me:

I’m not writing to you from the other side of having it all figured out.

I’m writing from the middle — from a mini farm in middle Tennessee, in the in-between of starting to homeschool my children, loving my husband well, continuing to build a business and learning — sometimes in seasons I didn’t choose — what it actually means to steward every resource He has placed in my hands.

I have served a decade in personal financial services sitting across from hundreds of families and business owners. And the pattern I watched repeat itself — quietly, consistently, regardless of income level — was this: every decision is a values decision. When faith stays in the pew and never makes it to the balance sheet, something always gives. A marriage. A business. A legacy. A woman’s sense of herself.

I didn’t want that for my life. And I don’t want it for yours.

So I built Multiply. For the Christian woman in business who is ready to steward every resource she’s been given — her money, her time, her relationships, her calling — not from a place of performance, but from a place of alignment with the Word.

I’m still learning how to do that. Every single day.

I’m grateful you’re here for the journey.

Nishann LaNata; Founder, Multiply Stewardship Co.

Important disclaimer: Nothing in this article constitutes legal, estate, financial planning or investment advice of any kind. This is a faith-based stewardship conversation, not a professional consultation. Statistics cited are for general educational purposes only and do not represent predictions or guarantees of any financial outcome. Please work with qualified legal, financial and estate planning professionals for guidance specific to your situation.

A personal note: I write this as a follower of Christ with a background in personal financial services — not as your financial advisor. I have intentionally kept technical language out of this piece so we can talk about stewardship the way Scripture does: plainly, and with eternal perspective in mind.

Last week we talked about the inheritance nobody warned you about. Not the financial kind. The generational kind. The wounds and the gifts passed down through the people who came before us — and how that invisible inheritance is shaping every visible decision we make right now.

If you missed Part One — go read it first. This will make more sense when you do.

Today we go further.

Because once you understand the inheritance you have already received — spiritually, generationally, eternally — the next question becomes the one most of us are afraid to ask out loud.

What am I passing on?

The Great Transfer Nobody Is Talking About Faithfully

When most of us hear the word “inheritance”, our ears perk up. We think money. We think possibility. We think about what that provision could mean for our family and our future.

That reaction is not wrong. It is human, certainly of the flesh. And honestly — it is worth examining.

Before we get there… here is a number that should stop you cold.

An estimated $84 trillion will transfer between generations in the United States by 2045. The largest movement of wealth in human history is already underway — quietly, slowly, one estate at a time.

And 70% of wealthy families will lose that wealth by the second generation. 90% by the third.

That is not just a statistic. That is a stewardship indictment.

Because the money is not the problem. The problem is that the values — the framework, the faith, the understanding of what wealth is actually for — did not transfer with it.

Most people treat an inheritance a lot like a tax refund. It is spent in their head before it ever hits the account, or sometimes actually already spent. That instinct is worth paying attention to — not with shame, but with honesty. Because it reveals something true about our relationship with provision.

Proverbs 13:22 says a good person leaves an inheritance for their children’s children. Not their children. Their children’s children. The biblical standard for stewardship has always been multigenerational. We just stopped reading that far.

Where the Flesh Gets Confused

Here is where I want to slow down.

The moment money enters the conversation, the flesh shows up. Every single time.

And it does not always show up the way we expect. It does not always look like greed or extravagance or reckless spending. It can look like anxiety. Control. Sometimes it looks like generosity performed for the wrong reasons. Sometimes it looks like withholding — from God, from family, from the very people the provision was meant to reach. Ouch.

We all have a relationship with money. I am no exception. How does it show up for you?

Romans 8:6 says: “The mind governed by the flesh is death, but the mind governed by the Spirit is life and peace.”

The flesh governed by money—manna— makes decisions from fear. Fear of not having enough. Fear of losing what has been built. Fear of what generosity might cost. Fear that God’s provision has a ceiling. It doesn’t.

And here is the thing about fear-based financial stewardship — it almost always prioritizes the wrong generation. It hoards for today instead of building for tomorrow. It protects the pile instead of multiplying the blessing.

The Spirit-led mind operates from a completely different place.

From trust. From obedience. From the conviction that what has been entrusted to you was never yours to begin with.

The Kingdom Inheritance and Why It Changes Everything

Go back to 1 Peter 1 with me for a moment.

“To an inheritance that is imperishable, undefiled, and unfading, kept in heaven for you.”

Imperishable. Undefiled. Unfading.

Your earthly financial inheritance — no matter how carefully built, no matter how faithfully stewarded — is none of those things. It is perishable. It can be defiled. It fades. You cannot take it with you.

But the Kingdom inheritance changes the purpose of every earthly resource you steward. Time. Money. Relationships. Opportunities.

When you understand that you already hold an eternal inheritance — that your real wealth is kept in heaven and is not subject to economic conditions, poor decisions or the choices of the next generation — it completely reframes what you do with the perishable, temporal, earthly resources in your hands right now.

They become tools, not trophies. They become seed, not savings. They become a means of advancing an eternal inheritance that outlasts every dollar, every asset and every estate plan you will ever write.

That is the Kingdom perspective on money. And it is the one our flesh fights hardest against.

What Faithful Financial Inheritance Actually Looks Like

This is not theoretical. Here is what it looks like in practice — in a business, in a household, in a life being built on a piece of land in middle Tennessee or wherever God has planted you.

1. It starts with your own financial clarity.

You cannot pass on what you do not possess. If your own financial house is built on anxiety, avoidance and vague hope — that is what transfers to the next generation. Not the numbers. The posture.

Getting honest about your finances is not merely a practical exercise. It is a spiritual one. It is the first act of faithful stewardship. Awareness before alignment. Always.

2. It includes intentional generosity — before it feels comfortable.

The tithe is not a tax. It is a declaration. It is your statement that you believe God is the source of your provision — not you. That the resources flowing through your hands belong to Him and you are returning the first portion as an act of trust.

I started tithing from my business revenue in one of the hardest seasons of my life. It did not make sense on paper. It made complete sense in the Spirit. I share this as personal testimony — not as a financial recommendation. What obedience looks like in your situation is between you, God and the qualified advisors in your life.

And the Lord still provides.

Generosity is not what you do after you have enough. It is what teaches you that you already do.

3. It requires an actual plan.

90% of parents intend to leave something to their children. 48% have no plan for how to do it.

Intention without structure is just hope wearing a plan’s clothes.

A will. A conversation with your spouse about your values and your wishes. A thoughtful approach to your finances that reflects what you believe about money — not just what you want to accumulate. Talking to your children about what you are building and why — so that when it transfers, the values transfer with it.

This is not morbid. It is faithful.

4. It means building a business with Kingdom purpose baked in.

Your business is not separate from your inheritance strategy. It is part of it.

How you pay yourself, how you give from your revenue, how you structure your work for the long term, who you serve and why — all of it is inheritance work. All of it is building something that either advances the Kingdom or simply advances your own comfort.

The flesh wants to build for comfort. The Spirit builds for legacy.

Those are not the same destination.

The Woman Who Gets This Right

This may surprise some of you — coming from someone who has sat across from hundreds of people in financial conversations.

The woman gets this right may not be the wealthiest woman in the room. She may not be the one with the most optimized financial strategy or the most impressive portfolio.

She is the woman who knows exactly what has been entrusted to her.

She makes her financial decisions from a place of alignment — between her values, her faith and the Word. She gives before it is comfortable. She plans before it is urgent. She builds her business not just for income but for impact. She raises her children to understand that money is a tool, stewardship is a calling and generosity is the evidence that you believe what you say you believe.

She is doing hard work in quiet places.

And what she is building will outlast her.

One Question Before You Go

What is one financial decision — in your business, your household, or your giving — that you have been making from the flesh instead of the Spirit?

Name it. Sit with it. Ask the Holy Spirit what faithful stewardship looks like in that specific place.

Then do it afraid if you must.

Obedience precedes the outcome. It always does.

Ready to Go Deeper?

Everything we have talked about in this series — the generational inheritance, the financial stewardship, the methodology for making every decision from alignment instead of fear — this is exactly what the Multiply paid membership was built for.

AND we’re working on it. Keep following along as we make the slow reveal on the membership and a Self-Assessment on your Stewardship of our first pillar: resources.

This is for the woman who is done reading about stewardship and ready to actually do it. Across her resources, self, and calling.

→ Subscribe to keep in the loop when we launch.

Subscribe now

→ If you’re enjoying the intentional writings, join the conversation!

→ I love a good chai or tea latte. Support me with a drink.

I'll buy you a tea!

With faith and gratitude,

Nishann LaNata; Multiply Stewardship Co.

A Little about Me:

I’m not writing to you from the other side of having it all figured out.

I’m writing from the middle — from a mini farm in middle Tennessee, in the in-between of starting to homeschool my children, loving my husband well, continuing to build a business and learning — sometimes in seasons I didn’t choose — what it actually means to steward every resource He has placed in my hands.

I have served a decade in personal financial services sitting across from hundreds of families and business owners. And the pattern I watched repeat itself — quietly, consistently, regardless of income level — was this: every decision is a values decision. When faith stays in the pew and never makes it to the balance sheet, something always gives. A marriage. A business. A legacy. A woman’s sense of herself.

I didn’t want that for my life. And I don’t want it for yours.

So I built Multiply. For the Christian woman in business who is ready to steward every resource she’s been given — her money, her time, her relationships, her calling — not from a place of performance, but from a place of alignment with the Word.

I’m still learning how to do that. Every single day.

I’m grateful you’re here for the journey.

Nishann LaNata; Founder, Multiply Stewardship Co.

I had a different article planned. This one wouldn’t leave me alone.

Conviction has a way of redirecting you. And when it does, the obedient thing is to follow it.

So here we are.

This kept meeting me in 1 Peter 1:

“Blessed be the God and Father of our Lord Jesus Christ! According to his great mercy, he has caused us to be born again to a living hope through the resurrection of Jesus Christ from the dead to an inheritance that is imperishable, undefiled, and unfading, kept in heaven for you.” V. 3-4

“You were ransomed from the futile ways inherited from your forefathers, not with perishable things such as silver and gold, but with the precious blood of Christ, like that of a lamb without blemish or spot.” V. 16-19

Two things to sit with before we go any further:

1. We have inherited things that were never meant to give us life — unhealthy behaviors, wounded perspectives, fears that were never ours to carry.

2. Through salvation, we have also inherited something imperishable. Eternal. Already ours, right now, through Christ.

Both are shaping how you steward everything else.

That’s what this mini-series is about.

Part One — Stewardship of generational and circumstantial perspective has eternal impact. (You’re here.)
Part Two — Stewardship of financial provision has eternal impact. (Coming next.)

The Inheritance

At its core, our inheritance is spiritual blessing — grace, love, favor — eternal life, the Kingdom of God, and the Holy Spirit dwelling within us.

What Prompted This

My husband’s grandfather recently passed away. Sitting with family again brought back something I’ve walked through before — losing my Nunnie and Pompa nearly a decade ago, and the plenty of families I’ve sat with through estate processes over the years.

Grief has a way of clarifying things. Especially generational things. Perspective things.

On my 22nd birthday, my Nunnie — my mom’s mom, my favorite person — passed away.

She walked with a cane she called her staff. If she couldn’t reach a kid who needed correcting, she’d throw her flip-flop, then wave that staff in the air. I’m not joking. It still makes me laugh.

We would cook stuffed sopapillas together — beans, cheese, onions, her Indian-bread recipe adapted just so. The smell of tortillas on a gas stove and papas next to the filled cookie jar are permanently set in my memory.

She and Pompa owned a tri-plex and regularly opened one unit to people who needed a place to stay when they were down on their luck. Even us.

The last time I saw her, I stopped by without knowing why. I walked into her room, she looked up, and all I said was, “I love you, rest up.”That was it.

No regret in that last moment — that was a gift. But her passing gave me something I didn’t expect.

She died on my birthday.

What could have become a day marked only by grief became something else. Every year, as I celebrate another year of life, I’m reminded how numbered my days are. How much it matters what I do with them. And how to get ready to celebrate that eternal heavenly kind of life, with joy today.

Nunnie and Pompa came to know the Lord in very different ways one gloriously, the other facing real darkness first. But as I knew them, they were constantly in worship, praying for the leadership of our country, always giving even when they had very little themselves. I even learned of Pompa—the Pool Preacher sharing the gospel in smoke-filled billiards rooms.

They left a legacy on me.

And I’ve held onto that love for God and people as tightly as I can.

The Pieces We Inherit

That’s one piece of perspective I’ve been given — one of the good ones.

But we all inherit more than that.

The beautiful and the broken. The gifts and the wounds. The things that gave us life — and the things that quietly cost us.

Here are two of mine:

Fear of rejection — showing up as saying yes out of obligation, shrinking to keep the peace, managing everyone else’s experience at the expense of clarity.

Fear of failure — showing up as delayed obedience. Stalling so I don’t have to carry the full weight of what I’ve been entrusted with.

You have your own.

If nothing immediately comes to mind, look at your fruit. Where do you feel pressure, avoidance, control?

Remember the clenched fist I mentioned in my first publication? That is fear. Every fear. The clenched fist is bound up in lies that have shaped our perspective of our circumstances, our abilities and most critically — how we see God. And that distorted perspective becomes our mindset. Keeping us bound to loneliness, to mistrust, to a smallness that was never meant for us.

What you have inherited generationally — the wounds and the gifts both — is shaping how you steward your eternal inheritance right now.

That is not condemnation. It is an invitation. An opportunity to invite Him- courageously to transform you in every way.

What Faithful Stewardship Looks Like

Awareness — You are already managing an inheritance. Your time, your relationships, your resources, your story. The question is whether you’re doing it intentionally. Is it evident in your decisions that you trust God’s goodness toward your life?

Alignment — An accurate view of God changes everything. But you don’t get there without dealing with what’s underneath. Fully. Not perfectly, but honestly with others. Surrendering decisions, motives, and patterns to Him. This is the hard work.

Multiplication — Faithfully increase what has been entrusted to you. This is obedience. It’s also practical. Having a will, communicating intentions, building structure — this is not morbid. It’s faithful stewardship. It’s the difference between something that lasts and something that disappears within a generation.

When you live this way, the inheritance becomes transferable.

It reaches beyond you. That’s what we all say we want, but will we do the hard work in the quiet places?

You were bought with a price that only the unblemished Lamb of God could afford.

You were not purchased and set on a shelf to collect dust.

You get to receive the inheritance, walk with the King, and pass something lasting to those who come after you.

When your perspective of God is healed, everything changes — how you live, how you decide, how you lead.

Your stewardship gets refined.

We’re just getting started.

Part Two is where this becomes practical — what happens to inherited wealth, and what it takes to build something that lasts.

Stay close.

With faith and gratitude,

Nishann LaNata; Multiply Stewardship Co.

P.S. And if you’re not subscribed yet—this is exactly the conversation we’re building here.

Subscribe now

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P.S.S A quick note before you really go: nothing in this article constitutes legal, estate or financial planning advice. I spent a decade in personal financial services, and I want to be clear — this is a stewardship conversation, not a professional consultation. Please work with qualified advisors for your specific situation.

A Little about Me:

I’m not writing to you from the other side of having it all figured out.

I’m writing from the middle — from a mini farm in middle Tennessee, in the in-between of starting to homeschool my children, loving my husband well, building a business and learning — sometimes in seasons I didn’t choose — what it actually means to steward every resource He has placed in my hands.

I have served a decade in personal financial services sitting across from hundreds of families and business owners. And the pattern I watched repeat itself — quietly, consistently, regardless of income level — was this: every decision is a values decision. When faith stays in the pew and never makes it to the balance sheet, something always gives. A marriage. A business. A legacy. A woman’s sense of herself.

I didn’t want that for my life. And I don’t want it for yours.

So I built Multiply. For the Christian woman in business who is ready to steward every resource she’s been given — her money, her time, her relationships, her calling — not from a place of performance, but from a place of alignment with the Word.

I’m still learning how to do that. Every single day.

I’m grateful you’re here for the journey.

Nishann LaNata; Founder, Multiply Stewardship Co.

My friend Christa is firmly planted — in her faith, her marriage, her home. She served alongside me as mentor coordinator for a local referral networking group, and she was exactly that: a mentor. When a hurricane of family needs arrived, she didn’t push through. She didn’t complain. She simply stepped away — and she wanted to. In her processing, she said something I didn’t realize I needed to hear:

God created seasons.

I know this, I’ve experienced this, but it settled on my heart in a new way due to some hard, wintery seasons we’ve recently walked through.

The People Who Curse the Winter

I’ve watched it happen every year since moving to middle Tennessee. And it’s far too comical to me the reactions of folks, since I grew up in Colorado.

“Did you get your milk and bread?” If you know, you know. The toilet paper aisle and canned beans nearly desolate. Grocery stores have lines 15+ people long, I’ve counted. People are preparing to be inside their homes for days on end. They’re also grabbing heavy whipping cream — just in case snow actually accumulates and they can make homemade ice cream. Honestly, that part I respect.

And I get it, winter is inconvenient. It interrupts plans, kills momentum, demands that you slow down when everything in you wants to keep going. It’s provided the same inconveniences to me when my expectations were of something completely different for the week.

But here’s what I’ve come to understand and need to remind myself:

Cursing the winter doesn’t shorten it. It just poisons it.

What Three Seasons of Life Taught Me

I didn’t grow up cursing actual winter. I grew up learning to read it. Dare I say, love it.

Colorado — Learning to Prepare, Not Fear

Growing up in Colorado, we really didn’t experience terrible storms. We knew better, planned accordingly. Always have an extra layer or jacket. “Wait five minutes or go five miles.” The infrastructure was built for snow and ice, and so were we.

In high school, during spring storms, we’d drive to sit on a hill overlooking a lake along the foothills and watch the storms roll in on the town across the water. Never taking the weather too seriously. Never letting it steal the moment.

Sky Pond in Rocky Mountain National Park, Colorado. Photo Credit: Steven Bratman

College is when hiking became mine. My first real hike — my Uncle took me to Sky Pond via Glacier Gorge Trail in Rocky Mountain National Park. Seriously gorgeous views. I was a broke college kid in leggings with jeans pulled over them, wearing borrowed hiking boots and a borrowed coat. It was November, the recommended hiking season ended in September. We hiked over snow and ice- 9+ miles. I climbed a frozen waterfall in someone else’s boots — who does that? That independent young woman has since conquered six 14ers and Mt. Fuji, and is already plotting more — toddlers permitting.

My Uncle taught me three things that day: hike early and summit before midday to avoid afternoon storms, be prepared to avoid hypothermia — his story, not mine — and how to simply soak in the goodness of what’s in front of you. Like resting on a boulder to soak in the heat from the sun while coming down from the summit.

I suppose in my outdoorsy childhood I was being prepared for something bigger than the mountains: enjoying the seasons, no matter what derivative showed up in each new one.

Japan — Beauty and Volatility in the Same Breath

I got married to (at the time) an Active-Duty Air Force man. We started our married life abroad in Japan, Tokyo prefecture. One of my favorite experiences there is hanami — the viewing of the Sakura, the cherry blossoms. What a beautiful phenomenon: the Japanese, expats, and travelers from all over making their way to large parks and intricate gardens to simply sit, enjoy good company, good food, and the blossoms in the sunshine. Eating sweet mochi shaped like Sakura, drinking Sakura Starbucks, soaking in something fleeting and unhurried all at once.

And simultaneously, though not seasonally— earthquakes. Some you could feel when living in a tower on the fourth floor or higher. Some you couldn’t feel at all.

The Japanese didn’t stop having cherry blossom season because the ground shakes. They held both.

The juxtaposition of the slow and intentional with the intense and volatile is something deeply aligned with Japanese culture. Have you ever seen such an intentional people operating with such graceful interactions, somehow busier and more active than just about any other people group? They are fascinating. And instructive.

What beautiful thing are you refusing to enjoy because the ground feels unstable?

Tennessee — When the Roots Go Down in the Hard Ground

If you could plant roots anywhere and start fresh, where would you go? We chose Tennessee. Buy some land, raise some kids, build something that lasts. The dream — on paper.

What we didn’t see coming was the cost of the ground.

Since moving here: a slow and tough transition from Active Duty to my husband’s second career, storms damaging our home two years in a row, a miscarriage, a hospitalized toddler, and the biggest move of my career. The first physical storm damaged our home the day before my husband left for a month of Reserve duty in another state — leaving me alone with our infant daughter.

Then came 2024. Our winter.

Within a five-week span: a second storm with $50,000+ in damages to our home, a miscarriage, and a major career transition — stepping away from something structured and sure to rebuilding something familiar but entirely new. Then on my 30th birthday, our daughter was hospitalized for E. Coli Shiga Toxin.

I’ll say it plainly: 2024 was the hardest year of my life.

It was also the year that solidified my gratitude and expanded my faith. It shook me and awoke a sensitivity to the Holy Spirit that has changed me permanently. I understand now what Paul meant rejoicing in prison (Acts 16:25-26). God uses all things. We needed to walk through those unpredictable storms to reveal our deepest dependence on Him. I needed the kingdom lens — and I couldn’t get it without the winter.

Praise Jesus for still working on me.

What Cursing Your Winter Actually Costs You

This is where it gets practical.

1. Fully awakened senses — the lesson of leaning into the experience. When you curse the storm, you sleepwalk through it. I almost missed what God was doing in 2024 because I was too busy grieving the year I’d planned. The winter was doing something in me. I just had to stop fighting it long enough to feel it and have faith.

2. Intimate connection with the Maker — the lesson of the open invitation. Every winter is an invitation to need Him in ways you wouldn’t if life were comfortable. Comfort is self-sufficient. Winter drives you to your knees. I left that invitation on the table for too long — and when I finally accepted it, everything shifted.

3. Obedience and provision — the lesson of full dependence on a good God. Christa stepping away from our group wasn’t retreat. It was obedience. And obedience always precedes provision. I watched it happen in her life. I watched it happen in mine. The fruit from that season — the clarity, the growth, the unexpected open doors — none of it arrives without first surrendering the plan.

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What My Friend Was Actually Modeling

She wasn’t just stepping away from a meeting.

Christa looked at the hurricane in front of her and didn’t label it failure, or falling behind, or losing momentum. She recognized the season she was in and responded accordingly — with intention, with peace, and without apology. She stewarded her winter. She protected what mattered most in the season that required it most.

There’s a word for that.

It’s called stewardship.

Your Winter Is Not Wasted

Whatever season you’re in right now — the one that feels inconvenient, disorienting, or like everything you built is on pause — it is not wasted. It is working. The roots that go down in hard ground hold the longest.

Stop cursing it. Start reading it.

What would it look like to steward your winter instead of fight it?

With faith and gratitude,

Nishann LaNata; Multiply Stewardship Co

This post is part of Multiply Stewardship Co. — exploring what it means to faithfully manage the life, time, and resources God has entrusted to you.

It’s taken me a couple of weeks to settle into what Substack is and how God wants me to use it. Just like many things, it’s a tool to leverage for the kingdom. And honestly, I feel more comfortable here than anywhere else on the internet right now. So thank you. So many of you followed me before I published a single word. I hope you stick around.

I’ve debated and prayed about how to start this. I could come at this like the typical business, finance, boss mom content. How to grow, how to make every decision count toward more. More money, more abundance, more prosperity.

But this is not that space.

The byproduct of an honest and intentional relationship with Christ is provision, protection, and direction.

So it defeats the purpose to focus on the outcome when the reality is most of us haven’t yet harnessed the actions — the obedience — to properly align with His word so those outcomes can follow.

A few voices I’ve read here lately have beautifully summed up exactly what I’ve been sitting with:

Abiding comes first, producing follows. —

The early disciples measured success by obedience, not outcomes. —

And let’s get a few things clear. These are the outcomes Scripture actually promises us:

• He has overcome the world

• If we accept Him and are sanctified, we will have eternal life

• If we follow Jesus, we will have trouble

We have no control over any of these outcomes except to say yes to Jesus. Which means the goal here is not to engineer outcomes. The goal is to be Spirit-led. That applies to me personally, and it’s what I want to encourage in each of you. And it is hard work for us all.

What it requires is so much more of us. Tapping into:

1. Reading and paying attention to the Word. How are we supposed to live? And running from living like fools. Proverbs spells this out in more ways than I can count.

2. Knowing how we are wired. What are our spiritual gifts? What is our story? How has God been revealing His goodness through every ounce of who we are?

3. Leaning into wisdom and discernment. If these aren’t your natural gifts, they require refinement. And they almost always require you to slow down enough to actually hear the Holy Spirit’s prompting.

4. Acting in wisdom according to the truth of His word.

These four are only the nutshell. There are so many more intricately woven details within each one. And that is exactly what we get to explore together. Over the coming weeks we are going to work through something together. A rhythm. A way of approaching every resource, every decision, every season that starts not with strategy, but with surrender. I think it’s going to surprise you.

I’m just like you. A wife. A mother. A woman building a business. And finding the balance of all three is quite heavy. I’m not only trying my best to be obedient to God. I’m trying to keep little humans alive and raise them as good stewards, be the best helper I can to my husband who leads in our community, and trying to eat enough and care for my body so my mind doesn’t fog up and burn out.

It’s a large responsibility being a Christ follower with earthly tasks. And it’s in the middle of all of that — the babies and the business and the marriage — that I’ve had to learn what faithful stewardship actually looks like in real life.

They are wonderful spaces to walk out our faith though. For anyone who’s been active in church, this isn’t new information. Our faith goes with us into every space we occupy. Or rather, it should.

There in lies the problem. And the opportunity.

The problem: we should be inviting the Holy Spirit into every space and reflecting Christ in every decision we make.

The opportunity: to invite Him. Courageously.

Now don’t should on yourself too hard here because thank the Lord, we are given grace. In this season of life I’ve had to adjust what my work looks like around my family and our home. I’m not operating at the same capacity I had with one kiddo or pre-babies altogether. I’ve had to undo my performance behaviors even around work and income. It’s a lot like the grace God extends to our sweet broken souls. It’s taken years of faith to step more and more into it. I still don’t have perfect full surrender.

I say I do. And then I clench my fist.

And I know I’m not the only one.

Control issues. Fear issues. Insecurity and pride. They keep our fists clenched tightly around what is rightfully His. The lives He has knit together beautifully, on purpose.

There is a lot of work to do for those of us who love God and want to experience the fullness and abundance He promises. We can experience grand joy and provision in the midst of trials. We just need to refine the defaults and instead operate out of intentional design, as led by the Holy Spirit.

So here is what we will begin to tackle together.

How to be obedient and allow the Spirit to lead us. In how we tend our homes, our families, our businesses, our communities and into every resource we are blessed with.

May we all be Spirit-led in our stewardship of every space we occupy.

With faith and gratitude,

Nishann LaNata; Multiply Stewardship Co.

One question before you go.

What is the hardest part of stewarding your life faithfully in this season? Your business, your home, your time.

Hit reply and tell me. I read every one.